Speeches

National Speakers Bureau
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Speeches
Employee Personal Finances and Health Impact the Employer's Bottom Line, Health Benefits Conference & Expo, January 2008, Tampa, Garman Read more (PowerPoint)...

Lifestyle Risk Factors, Health Status, and Financial Distress: Framing Interventions Using the Transtheoretical Model of Change, November 2007, Association for Financial Counseling and Planning Education, Tampa, Prawitz

Progress in Measuring Changes in Financial Distress and Financial Well-Being as a Result of Financial Literacy Programs: Reports from Four States, Association for Financial Counseling and Planning
Education, November 2007, Tampa, Garman

The Need for Workplace Financial Education and Some Solutions, Federal Reserve Band of Dallas, September 2007, Dallas, Garman Read more (PowerPoint)...

Use of the Financial Wellness/Distress Assessment Tool and Its use in Counseling Clients, September 2007, Columbus, Garman

Employers Can Profit by Meeting the Educational Desires of Financially Distressed Credit Counseling Clients, August 2007, Financial Counseling Network, Orlando, Garman Read more (PowerPoint)...

Workplace Financial Education: Insight into Best Practices, Worksite Wellness Committee of the Consortium for a Healthier Miami-Dade, July 2007, Miami, Garman

Why There are Bottom-Line Benefits to Financial Education, April 2007, The Educated Investor Conference, San Diego, Garman

Progress in Measuring Changes in Financial Distress and Financial Well-Being as a Result of Financial Literacy Programs, April 2007, American Council on Consumer Interests, St. Louis, Garman

Financial Literacy and Workplace Productivity, April 2007, Georgia Consortium for Financial Literacy, Garman Read more (PowerPoint)...

Retirement Planning and Poor Personal Finances, March 2007, Alabama Association of Family & Consumer Sciences, Garman

Retirement Planning and Personal Finances, 2006, National Conference on Ageing and National Development: Improving Quality of Later Life Organized by University of Putra Malaysia Institute of Gerontology, Employees Provident Fund, and United Nations Population Fund Marriott Putrajaya Hotel, Putrajaya, Malaysia, Garman

Changes in Health, Negative Financial Events, and Financial Distress/Financial Well-Being for Debt Management Program Clients, 2006, Association for Financial Counseling and Planning Education, San Antonio, O'Neill

Small Steps to Health and WealthT: The Total Package, 2006, American Council on Consumer Interests, Baltimore, O'Neill

Driving Better Participant Outcomes: Taking the Holistic Approach to Advising Employees, 2006, P&I East Coast Defined Contribution Conference, Palm Beach Gardens, FL, Garman-Thomson-Slade-Mullin-Coopersmith Read More (PowerPoint)...

National Norming Data for Financial Well-Being and Financial Distress, 2005, Association for Financial Counseling and Planning Education, Scottsdale, AZ, Sorhaindo-Kim-O'Neill-Prawitz-Garman Read More (PowerPoint)...

National Norms on Financial Distress, 2005, 51st Annual Conference of the American Council on Consumer Interests, Columbus, OH, Garman-Sorhaindo-Prawitz-Osteen-Kim-O'Neil-Drentea-Haynes-Weisman

Health, Financial Well-being, and Financial Practices of Financially Distressed Consumers, 2005, 51st Annual Conference of the American Council on Consumer Interests, Columbus, OH, O'Neill-Sorhaindo-Xiao-Garman

Fixing 401(k) Education: The Glass Need Not Remain Half Empty, 2005, 13th Annual Defined Contribution/401(k) East Coast Conference, Miami, Garman

Workplace Financial Education: What Does the United States Federal Reserve Board Believe?, 2004, Financial Literacy and Education Commission, Washington, Gramlich Read More...

Super Literacy: From Bamboozlement to Engagement--The Bottom Line for Funds and Employers, 2004, Association of Superannuation Funds of Australia, Adelaide, Australia, Garman Read More (PowerPoint)...

Retirement Education: Educating Pension Plan Participants, 2004, Pension Research Council Symposium at the Wharton School in Philadelphia, Pennsylvania, Arnone Read More (PDF)...

Financial Education is Good for the Employer's Bottom Line, 2004, Enhancing Retirement Education Programs, World Research Group, Scottsdale, Arizona, Garman

Financially Distressed Credit Counseling Clients and the InCharge Financial Distress Scale, 2004, Eastern Family Economics and Resource Management Association, Tampa, Florida, Sorhaindo

The Effects of Credit Counseling on Financial Stressors, Behaviors and Well-being, 2003, Association for Financial Counseling and Planning Education, Savannah, Georgia Sorhaindo-Garman-Kim

The Role of 401(k) Plans for Pre-Retirees in the Context of Total Wealth, 2003, National Association for Variable Annuities, Orlando, Florida, Garman

Financial Education, 2003, Legislative Conference of the Congressional Black Caucus, Greenspan Read More...

Increase Profitability by Improving Employee Personal Financial Well-Being, 2002, Senior Human Resources Executives, Tampa, Garman

The Educational Desires of Financially Distressed Credit Counseling Clients, 2002, Scottsdale, Arizona, Bailey-Sorhaindo-Garman

Treasury Secretary Paul H. O'Neill Keynote Address to Jumpstart Coalition for Personal Financial Literacy, 2002, JumpStart Coalition for Personal Financial Literacy, Washington, D.C., O'Neill Read More...

Remarks by Chairman Alan Greenspan, 2002, Ninth Annual Development Summit, The Greenlining Institute, Garman Read more (Word)...

Improving Employee Personal Financial Wellness Increases Profitability, 2001, Filene Research Institute, Madison, Wisconsin, Garman

Successes in Workplace Financial Education, 2000, American Council on Consumer Interests, San Diego, California, Garman

Measuring the Impact of Workplace Financial Education and Advice: A Pre-Post Design, 1999, Personal Finance Employee Education, Roanoke, Virginia, Kim Read More (PowerPoint)...

Deploying Financial Education Through the Right Channels, 1999, The Conference Board, New York and Chicago, Garman

Selling the Value of Employee Financial Education to Management, 1999, Personal Finance Employee Education Conference, Blacksburg, Virginia, Arnone Read More...

The Business Case for Workplace Financial Education-Personal Financial Wellness and Productivity, 1998, The Conference Board, Atlanta and San Diego, Garman PowerPoint PDF

Benefits of Financial Education Programs: How and Why Your Organization Can Profit from Education, 1998, Financial Education Strategies Conference, Toronto, Canada, Garman Read More...

Worker Productivity and Money Matters, 1997, National Foundation for Credit Counseling, Atlanta, Garman Read More...