Value to Employers
Improving Employee Personal Financial Wellness Increases Profitability, The Center for Credit Union Innovation and the Filene Research Institute, 2002, Garman

Tom Garman is a Distinguished Scholar and Director of Educational Services at the InCharge Institute of America, Inc. He directs research efforts to help people get out of debt and achieve financial freedom for the nation's largest non-profit credit counseling/debt management organization. Garman is Professor Emeritus at Virginia Tech, where he concluded a 37-year teaching career and served as executive director of Read more...