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Research
Financial Literacy Education
* InCharge Financial Distress/Financial Well-Being Scale: Development, Administration, and Score Interpretation, Financial Counseling and Planning, (2006) Prawitz, Garman, Sorhaindo, O'Neill, Kim, & Drentea Read more...
* The Incharge Financial Distress/Financial Well-Being Scale:
Establishing Validity and Reliability, Proceedings of the Association for Financial Counseling and Planning Education, 2006, Prawitz, Garman, Sorhaindo, O'Neill, Kim, & Drentea Read more...
Progress in Measuring Changes in Financial Distress
and Financial Well-Being as a Result of Financial
Literacy Programs, Consumer Interest Annual, 2007,
Garman, MacDicken, Hunt, Shatwell, Haynes, Hanson,
Hanson, Olson, & Woehler Read more...
Household Financial Management: The Connection Between Knowledge and Behavior, Federal Reserve Bulletin, 2003, Hilgert, Hogarth & Beverly Read more...
Impact of a Workplace Financial Education Program on Financial Attitude, Financial Behavior, Financial Well-Being, and Financial Knowledge, Proceedings of the Association of Financial Counseling and Planning Education, 2004, Kim & Garman Read more...
* Financial Distress: Definition, Effects, and Measurement, Consumer Interest Annual, 2006, O'Neill, Sorhaindo, Prawitz, Kim, & Garman Read more...
* Development of and Norms for the InCharge Financial Distress/Financial Well-Being Scale: A Summary, Consumer Interest Annual, 2005, Garman, Sorhaindo, Prawitz, O'Neill, Osteen, Kim, Drentea, Haynes, & Weisman Read more...
Delphi Study of Experts' Rankings of Personal Finance Concepts Important in the Development of the InCharge Financial Distress Scale, Consumer Interest Annual, 2005, Garman & Sorhaindo Read more...
* Educational Desires of Credit Counseling Clients, Financial Counseling and Planning, 2003, Bailey, Sorhaindo & Garman Read more...
* The Effects of Financial Education in the Workplace: Evidence from a Survey of Households, Journal of Public Economics, 2003, Berhneim & Garrett Read more...
Financial Literacy: An Overview of Practice, Research, and Policy, Federal Reserve Bulletin, 2002, Braunstein & Welch Read more...
Workplace Financial Education Improves Personal Financial Wellness, Financial Counseling and Planning, 1999, Garman, Kim, Kratzer, Brunson, & Joo Read more...
Financial Education in the Workplace: Results of a Research Study, Journal of Compensation and Benefits, 1998, Kratzer, Brunson, Garman, Kim, & Joo Read more...
Evaluation of Personal Financial Education, Personal Finances and Worker Productivity, 1998, Kim, Bagwell, & Garman Read more...
Financial Education and Savings Outcomes in Individual Savings Accounts, Washington University in St. Louis, 2001, Clancy, Grinstein-Weiss, & Schreiner Read more...
CBA 2002 Survey of Bank-Sponsored Financial Literacy Programs, 2002, Consumer Bankers Association Read more...
* Employer-Sponsored Education Programs and Incentives to Improve Employees' Financial Lifestyles, Employment Relations Today, 1999, Garman Read more...
Financial Education Partnerships in the Workplace-View of Satisfied Researchers, Employers and Outside Providers, Proceedings of the Association for Financial Counseling and Planning Education, 1999, Garman Read more...
The Command Financial Specialist: The Navy's (Relatively) Secret Financial Education Delivery System, Personal Finances and Worker Productivity, 1998, Brassington, Quiazon & Baumgartner Read more...
Successes in Workplace Financial Education, Consumer Interests Annual, 2000, Garman, Young, & Love Read more...
Financial Education: Best Practices, Filene Research Institute, 2002, Williams Read more...
Personal Finance Education in the Workplace: What Works, Proceedings of the Association for Financial Counseling and Planning Education, 1997, Garman Read more...
Workplace Financial Education Provided by NFCC Member Credit Counseling Agencies, Proceedings of the Association for Financial Counseling and Planning Education, 1999, Bagwell, Camp & Garman Read more...
Money Managers--The Good, the Bad, and the Lost, Proceedings of the Association for Financial Counseling and Planning Education, 2002, Hogarth, Hilgert, & Schuchardt Read more...
The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers, Stanford University, 1996, Bayer, Bernheim, & Scholz Read more...
The Determinants and Consequences of Financial Education in the Workplace: Evidence from a Survey of Households, Stanford University, 1996, Bernheim & Garrett Read more...
Education and Savings: The Long-Term Effects of High School Financial Curriculum Mandates, Stanford University, 1997, Bernheim, Garrett, & Maki (An update of this article is published in the June 2001 issue of the Journal of Public Economics) Read more...
The Development of the Beta Version of the InCharge Financial Distress Scale, Consumer Interests Annual, 2004, Garman, Sorhaindo, Kim, Xiao, Bailey, & Prawitz Read more...
Testing a Conceptual Model of Financial Well-Being, Financial Counseling and Planning, 1993, Porter & Garman Read more...
* Recommended Reading |
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