Research

Credit Counseling Helps
The Impact of Changes in Financial Stressor Events on Financial Well-Being of Debt Management Program Clients, 2008, Proceedings of the Association for Financial counseling and Planning Education. Prawitz1, O’Neill, Sorhaindo, Kim, & Garman. Read more...

* Financial Distress/Financial Well-Being: Do Length of Time Spent in a Debt Management Program and Reduction in Financial Stressor Events Make a Difference? 2007, Consumer Interest Annual, Prawitz, O'Neill, Sorhaindo, Kim, & Garman Read more...

* Financial Behaviors of Consumers in Credit Counseling, International Journal of Consumer Studies, 2006, Xiao, Sorhaindo, & Garman. Read more...

Effects of Credit Counseling and Debt Management on Financial Stressors and Financial Management Behaviors, (2006). Journal of Family and Consumer Sciences, Kim & Garman Read more...

* The Impact of Credit Counseling on Subsequent Borrower Behavior, The Journal of Consumer Affairs, 2007, Elliehausen, Lundquist, Staten Read more...

* Credit Counseling Succeeds: The Effects of Credit Counseling on Financial Stressors, Behaviors and Well-Being, Proceedings of the Association for Financial Counseling and Planning Education, 2003, Sorhaindo, Kim & Garman Read more...

The Impact of Credit Counseling on Subsequent Borrower Credit Usage and Payment Behavior, Credit Research Center, 2002, Staten, Elliehausen, & Lundquist Read more...

How Today's Active Profina DMP Clients Differ From the Non-Active Back When they All Committed, InCharge Institute of America, 2001, Garman Read more...

* Employee Money and Credit Problems: EAPs Must Become Involved, EAPA Exchange (Employee Assistance Professionals Association), 2001, Garman Read more...

* Recommended Reading