Dr. Jing Jian Xiao is Professor of Consumer Finance at the University of Rhode Island. He has been teaching courses in personal finance and consumer economics for many years. Several of his courses are offered online. His research interests include consumer financial education and financial behavior formation and change. His research includes applications of the Theoretical Model of Behavior Change (TTM) and the Theory of Planned Behavior (TPB) to financial behaviors. He is interested in providing leadership to companies with quality financial programs that not only teach financial knowledge and skills but also encourage developments of positive financial behaviors, which will improve people's quality of life. The best financial program providers utilize the principles of TTM and TPB.

He is actively involved in national organizations in the field of consumer finance, served as the President of American Council on Consumer Interests (ACCI), the President of Asian Consumer and Family Economics Association (ACFEA), the Program Chair and Proceedings Editor of Association for Financial Counseling and Planning Education (AFCPE), among others. He is currently serving on the board of National Consumer League. He is the Editor-in-Chief of Journal of Family and Economic Issues and also serves on editorial boards of Financial Counseling and Planning, Journal of Consumer Affairs, Journal of Personal Finance, Journal of Consumer Education, and International Journal of Human Ecology.

Xiao has published extensively in areas of consumer finance and economics. He published several books including Mathematics of Personal Financial Planning and Chinese Youth in Transition. Currently he is editing a book entitled Advances in Consumer Finance Research. Xiao also conducted research on financial behaviors of Asian and American consumers. He presented his research to diverse audiences in the U. S., China, Malaysia, South Korea, and Taiwan. He received his B. S. and M. S. in economics from the Zhongnan University of Economics and Law in China, and Ph.D. in consumer economics from the Oregon State University. He was the Take Charge America Professor and Director of the Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona during January 2005-June 2007.


Contact:
E-mail: xiao@uri.edu
Tele: 401-874-2547